Home buyers in today’s real estate market have better outcomes with Realtors and Lenders who work as a team on behalf of buyers. Jillian Batchelor and Pamela Wilkins of First Option Mortgage are such a unit and any home buyer would do well to have this pair in his or her corner.
Both Jillian and Pamela agree that before any buyer is able to submit an acceptable offer, the buyer must be pre-qualified and have some grasp of the type and amount of loan that is within his or her capabilities. A call or email to either Jillian or Pamela will get the ball rolling on pre-qualification which should always occur before looking at homes seriously.
Pre-qualified home buyers have clear parameters and are able to focus on homes for sale that conform to their individual loan qualifications. The right fit will support a quick close and move in date. Additionally, a pre-qualified buyer is more confident and able to evaluate other critical aspects of the home purchase such as price relative to investment and value as opposed to simply the outer limits of loan qualification. A pre-qualified buyer is able to closely evaluate home inspections, community assets and location of the real estate because the stress of qualifying for the loan is off the table.
Once an offer has been accepted, the strength and fast moving pace of the First Option Mortgage process is quite extraordinary. As a direct Lender, there is no time consuming a search for the best loan because First Option will make the loan commitment directly thereby avoiding the additional time required to seek out funding sources as many online loan companies and brokers must do. First Option Mortgage gives all borrowers their exclusive “10 day underwriting guarantee” which is a promise to First Option borrowers that loans will be evaluated and approved by the underwriting department within 10 days of submission. This assurance of quick action gives home-buyers a true competitive edge when it comes to performing in a fast moving real estate climate.
Financing programs that adapt to today’s special circumstances provide opportunities to individuals who hit rough patches during the downturn and have recovered but still have some financial scars. First Option Mortgage has a wide range of financial products to help first-time home buyers and home buyers who suffered setbacks when the bubble burst but have landed on their feet and are ready to evaluate buying a home again. Jill Batchelor and Pamela Wilkins are well prepared to help the Las Vegas community benefit from a healthy and robust real estate market. They are the experts in low down FHA loans, VA loans and specialized loans that save the expense of mortgage insurance. The experience and knowledge of different financing programs appropriate to different market conditions and buyer circumstances promise the best terms and the best homes for all of their clients.
Call the Batchelor Group at 702-823-3801 or email at: www.LasVegas1RealEstate.com to discover Las Vegas real estate opportunities for you.